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How the rapidly shifting property valuation market is resulting in higher premiums and less provider variety

Published Fri, 22 Nov 2024 03:36:15 GMT

Like any other industry, property valuation is sensitive to external shocks. While consumers may not feel these changes immediately after a serious economic or real estate event, the impact can be very detrimental.The real estate market shifted rapidly during the height of and then after the pandemic. Central banks raised interest rates, which only pushed this instability further. The cost of living and shortages in properties have forced homeowners and prospective buyers into compromising positions. Some have rented out their homes to receive extra income, whereas buyers have been left with fewer affordable options.A growing number of homes are also becoming uninsurable in the usual insurance market as insurance providers discontinue homeowner policies due to heightened risk profiles and the impact of higher rates for investment vehicles. This has been particularly true for California residents. Wildfires and other extreme weather events have increased in frequency and severity, ca...

Navigating Custody Battles: Unraveling Trends and Challenges in Child Custody Cases

Published Fri, 22 Nov 2024 03:36:15 GMT

In the complex web of child custody cases across the country, the legal system is built on the premise that the best interests of the child are paramount. This fundamental principle forms the basis of custody laws, which vary greatly from state to state. In the “Lone Star State”, custody is referred to as “conservatorship” and includes both legal decisions (conservatorship) as well as physical custody measures (possessions and access).Texas law differentiates child custody into these two aforementioned. Conservatorship is the rights and responsibilities of the parents, including decisions about education, health care, and mental health. On the other hand, possession and access determine when the parents have physical custody of the child or visitation rights. There are two statutory schedules provided by the state: standard and extended standard. These schedules dictate how much time each parent will spend with the child. There is room for flexibility, either by mutual agreement or ...

Best Craps Strategies to Boost Your Odds (Pass Line Bets, Dark Side Betting & 3-Point Molly)

Published Fri, 22 Nov 2024 03:36:15 GMT

Sponsored ContentCraps is a game of chance, but if you know what you’re doing, you can stack the odds a little more in your favor.And that’s the whole purpose of this guide – to introduce you to the best craps strategies.From pass line betting and basic craps strategy to the iron cross and dark side betting, we’ve covered everything you need to know when playing craps at online casinos like Slots.lv.Let’s dive in and stack those odds together, shall we?Basic Craps Strategy Tips for BeginnersFirst off, it’s important to know that there isn’t a one-size-fits-all best craps strategy that will give you an edge over the casino every time. However, picking the right craps strategy can spell the difference between your odds of winning based on your bankroll and risk tolerance. Pick the Right Online Craps CasinoBefore you use a simple craps strategy from our list, research different games available at top craps online casinos.Slots.lv: Best overallIgnition: Best for mobileSuper Slots: Up to...

What Biden and Xi ate: Now we know Filoli’s menu for the APEC summit

Published Fri, 22 Nov 2024 03:36:15 GMT

Climate change, fentanyl, the supply chain and artificial intelligence topped the menu of topics that President Biden and China’s President Xi discussed at a secluded Woodside meeting during this month’s APEC Summit.But, curious minds want to know, what was on the other menu? Who had the honor of feeding two world leaders and their diplomatic entourages?The luncheon at the Filoli House & Gardens, a grand estate built in 1917, was created by Taste Catering of Burlingame, a major player when it comes to upscale Bay Area dinners, weddings, parties and corporate events.How much notice did Taste receive for an event of this stature?“We got one week,” said Margaret Teskey, the company’s president. “But when the White House calls … we answer!”The engraved invitations were printed by the White House, and the U.S. and China flag emblems on them were hand-painted, she said. Filoli used its antique china sets and sterling silver Tiffany cutle...

Melania Trump knew ‘she’d draw attention’ if she skipped Rosalynn Carter’s service

Published Fri, 22 Nov 2024 03:36:15 GMT

Melania Trump may have truly wanted to pay respects to Rosalynn Carter, and join other first ladies and Presidents Joe Biden and Bill Clinton at a public tribute service for the wife of the 39th president, Jimmy Carter.But as the wife of Donald Trump, Melania also knew that she would have “drawn attention to herself” if she skipped the service over concerns that her presence could be politically awkward, according to CNN national correspondent Kristen Holmes. It’s generally known that the former presidents and their wives are not fans of Donald Trump. Jimmy Carter, in particular, blasted Trump as an “unscrupulous politician” for his allegedly illegal efforts to overturn the results of the 2020 election.“She knew other first ladies were going to be there,” Holmes said, ahead of live coverage of Rosalynn Carter’s service. “She knew it would be more of a thing, if she didn’t attend.”Rosalynn Carter died Nov. 19 at age 96...

One dead in Oakland shooting Tuesday morning

Published Fri, 22 Nov 2024 03:36:15 GMT

(KRON) -- One person is dead in connection to a shooting that occurred Tuesday morning on MacArthur Boulevard, according to the Oakland Police Department. OPD responded to the shooting in the 10900 block of MacArthur which occurred just before 11:15 a.m.Officers arrived on the scene and located a victim who'd sustained at least one gunshot wound. OPD officers and Oakland Fire Department personnel attempted life saving measures. The victim was pronounced dead at the scene. Sister of accused Bob Lee killer arrested for DUI, hit-and-run in SF The victim's identity is being withheld pending notification of next of kin.Investigators with the OPD homicide section also responded to the scene and are taking over the investigation.This is a developing story. Check back for updates.

Man arrested after high-speed stolen vehicle chase in Napa 

Published Fri, 22 Nov 2024 03:36:15 GMT

(KRON) – The American Canyon Police Department located a man who allegedly stole a vehicle out of Yolo County before being led on a high-speed chase. American Canyon officers located a reported stolen Ford truck from Yolo County traveling northbound on Highway 29 near Paoli Loop Road around 5:30 a.m. on Monday. According to police, officers initiated a traffic stop. However, the driver began driving at a high speed, police said.  Sister of accused Bob Lee killer arrested for DUI, hit-and-run in SF The pursuit ended in Napa when the driver collided with an oncoming motorist and parked a car on Soscol Avenue. According to police, the driver attempted to flee but was arrested by Napa County Sheriff's deputies and Napa police officers.The driver was identified as 33-year-old Oakland resident Thomas Melching. According to the police investigation, Melching was currently on Post Release Community Supervision from San Joaquin County for identity theft and has two felony warrants fro...

With Ceasefire Calls Growing, Israeli Military Launches Closed-Door “PR Blitz” on Capitol Hill

Published Fri, 22 Nov 2024 03:36:15 GMT

High-level Israeli military officers are conducting private briefings for members of the U.S. Congress on Israel’s war on Gaza, according to documents reviewed by The Intercept. The briefings ramped up as questions emerged on Capitol Hill about Israel’s conduct in the war and ceasefire calls gained steam.“There’s an Israel PR blitz happening this week facilitated by a handful of senators,” said a source familiar with the meetings in the upper chamber. “Practically all of the briefings on this issue these last few weeks have been members-only,” meaning congressional staff and the public are not welcome.One briefing exclusive to members of the Senate scheduled on Monday and organized by Sen. Tammy Duckworth, D-Ill., involved three senior Israel Defense Forces officers stationed at the Israeli Embassy.“Sen. Duckworth would like to invite your boss to a last-minute meeting with Israeli Defense officials to discuss Israel’s strategy, how they are waging the war and what to expect i...

How major US stock indexes fared Tuesday, 11/28/2023

Published Fri, 22 Nov 2024 03:36:15 GMT

Stocks drifted to a mostly higher close following a strong report on consumer confidence and growing hopes that the Federal Reserve is finished with its aggressive interest rate hikes. The S&P 500 rose 0.1% Tuesday. The Dow Jones Industrial Average added 83 points and the Nasdaq composite climbed 0.3%. Treasury yields fell after Christopher Waller, a member of the Federal Reserve’s Board of Governors, said he was ‘increasingly confident’ that the Fed could get inflation back down to its 2% target. The Conference Board’s November consumer confidence survey came in higher than analysts were expecting.On Tuesday:The S&P 500 rose 4.46 points, or 0.1%, to 4,554.89The Dow Jones Industrial Average rose 83.51 points, or 0.2%, to 35,416.98.The Nasdaq composite rose 40.73 points, or 0.3%, to 14,281.76.The Russell 2000 index of smaller companies fell 8.35 points, or 0.5% to 1,792.81.For the week:The S&P 500 is down 4.45 points, or 0.1%.The Dow is up 26.83 points, or 0.1%.The Nasdaq...

Clemson linebacker Trotter giving up his final college season to enter NFL draft

Published Fri, 22 Nov 2024 03:36:15 GMT

CLEMSON, S.C. (AP) — Clemson linebacker Jeremiah Trotter Jr. is giving up his final year in college for the NFL.Trotter announced his decision Tuesday on social media, thanking his family along with Clemson coaches, teammates and fans in helping shape who he is.“After long thought and prayer, I am officially announcing that I am taking the next step in a lifelong dream and declaring for the 2024 NFL draft,” he posted.Trotter is not expected to play in whatever bowl game the Tigers (8-4) take part in. His last act with Clemson was planting the team flag at midfield of rival South Carolina’s stadium on Saturday night after the Tigers’ 16-7 victory.Trotter is a 6-foot, 230-pound linebacker from Hainesport, New Jersey. He led the Tigers this season with 87 tackles, 14 1/2 stops behind the line of scrimmage and two interceptions. He had a pick-six score in a 31-23 victory over then-No. 12 Notre Dame on Nov. 4. Trotter’s father is longtime NFL linebacker Jeremiah Trotter...